As of January 15, all of my credit cards will be paid off! Euphoria!
Now we just need to get the personal loan J took out before we met, and the balance of the MINI loan (or sell it, as I am pretty keen on at the moment with baby arriving soon) paid off, and then all of our higher interest debt will be gone.
When all is said and done, as long as we stick to our guns, we should be totally out of what is considered higher interest debt within the next 1-2 years, leaving us only with the house and remainder of my student loan debt to then tackle moreso than we already are.
I do still need to put the complete action plan together as I am guesstimating on timeframes right now, but two years seems to be a fair estimate.
Have I mentioned I am euphoric?